No Credit Needed Options
Snap Finance
Lease-To-Own Up To $3,500
$39 Initial Payment
- 100-Day Cash Buyout Period
- Flexible Payoff Periods up to 12+ Months
- Application and Approval Visible During Checkout – Just Select the Snap Finance Payment Method
- Soft Credit Pull – No Impact On Score!
- No Credit History Required – Bad Credit Accepted
- Not Available in MN, NJ, WI, or WY
- Lease-Purchase Agreement. It is not a loan, credit, or traditional financing.
American First Finance
Lease-To-Own Up To $5,000
$25 Down Payment
- 101-Day Early Payoff Discount Period
- Apply Quickly and Easily During Checkout
- Can Help Build Credit History
- No Credit Needed*
- Hard Credit Inquiry
- *No Credit Needed is different than “no credit check.”No Credit Needed means that we can approve you for a loan without using your credit score as the sole consideration for qualification. We may check your credit, but the financing process does not solely depend on your credit score for approval.
Acima Credit
Lease-To-Own Up To $3,000
$25 Initial Payment
- 90-Day Cash Buyout Period
- Flexible Payoff Periods up to 12 Months
- Visible Pre-Approval Amount Before Purchase
- Soft Credit Pull – No Impact On Score!
- Can Help Build Credit
- No Credit History Required – Bad Credit Accepted
- Not Available in MN, NJ, WI, or WY
- Lease-purchase agreement. It is not a loan, credit, or traditional financing.
Traditional Financing Options
Affirm
Retail Financing From 10% APR
Monthly Payments
- Rates from 10-30% APR
- Flexible Payoff Periods up to 12+ Months
- Application and Approval Visible During Checkout – Just Select the Affirm Payment Method
- Soft Credit Pull – No Impact On Score!
- No Credit History Required
- Not Available in Iowa or West Virginia
- Traditional Financing, not Lease-to-Own
PayPal Credit
Retail Financing From 0% APR
6 Months 0%
- 6 Months At 0%, 23.99% Otherwise
- Apply Quickly and Easily During Checkout
- Can Help Build Credit History
- Minimum Credit Line of At Least $250
- Available in All 50 States
- Hard Credit Inquiry
- Good Credit Recommended
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