Here are some common questions about Gaming Computer Financing:
About Our Company
Who Is GCF?
We are a system builder with a radical new philosophy, based out of Cincinnati, Ohio. We believe that everyone, regardless of credit, should be able to get a fairly priced gaming or streaming computer, backed by an industry leading return policy and service and support warranty, at a monthly rate that they can afford.
How does your process work?
It’s simple! Just select either a pre-built machine or a machine using our custom build configurator that fits your budget. Then, select a payment option, fill out an application, instantly see your pre-approval amount, and complete the checkout process. Then, we will build your machine and send it directly to your door, in less than a week. (Generally, pre-builts can be sent out within 2 to 3 business days, but build and shipping times may fluctuate, depending on demand, parts availability, and time of year.)
How do I know I can trust you with my info?
Gaming Computer Financing doesn’t receive any of your sensitive personal info, such as your SSN, your account and routing numbers, etc. Acima or any other payment provider you may choose receives your info securely on their servers through industry leading 256-bit SSL security, and every provider we offer is fully vetted and PCI DSS compliant, for maximum security of your personal information.
How do I know I can trust Acima, Snap, or American First Finance?
All of my payment providers have partnered with thousands of merchants across the country to provide unique, valuable payment solutions for many years, and they are A+ rated with the Better Business Bureau. Any negative publicity about their payment solutions generally results from merchants misrepresenting their offerings. We aim to be 100% fair and above board in our representation of our merchant financing providers, therefore, we greatly encourage all our customers to read and understand the agreement summary and agreement that they sign with any of our providers.
What are my payment options?
We offer many flexible payment options, not just financing! Aside from our no credit needed providers, we accept Paypal, Paypal Credit, and, of course, all major credit and debit cards.
Do I have to make all of my payments before you'll ship my PC?
Nope! After you get pre-approved, just pay the initial payment, and we will send your PC to you, simple as that!
I thought you said this was no credit check! Why wasn't I approved??
With our providers, approval is based on a variety of factors, such as income, employment and residence histories, and the amount/number of current credit lines you may have open. While Acima and Snap should never hard pull your credit, and no credit is needed to get approved, they can still see large events on your credit, such as bankruptcies, etc., and those can potentially affect your getting approved or denied.
However, even if you aren’t approved, check through our shop and see if there is anything available that you could pay for in cash. Even some of our cheapest machines are surprisingly capable, and may still do what you need, for a price you can afford!
Why is the full term cost of lease so high?
Because our providers approve people who would not normally be able to get traditional financing, they have to charge a higher rate for the full term of the lease. The average first payment default rate can be as high as 30% or more; therefore, they have to charge a higher rate to make up for that rate of nonpayment.
What are my options to pay off my lease?
Our providers offer multiple flexible payment options, including a 90 or 100-day early cash buyout period, and discounted buyout periods at multiple points before the full period is up. Acima defaults to a 12-month payment schedule, which comes out of your checking account via ACH after every payday. To pay off your lease early, just call the provider you got approved through, or log into your online portal at https://customer.acimacredit.com/ , https://customer.snapfinance.com/ , or https://cp.americanfirstfinance.com/login to manage your payments.
PayPal credit, our other main financing provider, offers 6 months at 0% interest; if you have good credit, they might be another reasonable option to consider.
How will my computer ship?
We ship using any of the three major providers (UPS, USPS, or FedEx). All of our shipments are packed securely with InstaPak foam inserts, and are fully insured against any and all damage. Some accessories, such as monitors, keyboards, mice, headsets, etc. may ship directly from our wholesale partners, and may show up using different logistics partners, in separate packages from the computer.
Can you ship internationally?
Unfortunately, due to customs and high shipping rates, as well as differing international laws about lease-to-own financing, we are unable to ship outside of the U.S. at this time.
Returns & Warranty
My machine has a problem! How do I contact tech support?
We want everyone to be as happy as possible with their new XPC machine. If you have any issues, questions, or concerns, please don’t hesitate to get in touch with us! You can reach us through the support page on our website, via our website’s live chat feature, or by calling or texting 513-999-9760, or emailing firstname.lastname@example.org.
If I don't like my computer, can I return it?
We pride ourselves on excellent customer satisfaction, and, if you have a problem or question about your machine, we encourage you to reach out to us about it. We offer a 15-day return policy if you don’t like your machine, no questions asked. You can return your PC within 15 days from the date of purchase, and, provided it isn’t damaged or missing parts, you will receive a refund, in accordance with our return policy. Outside of the return period, you’re fully covered by our 2-year service and support warranty for any issues. Click here to read our full return policy: https://gamingcomputerfinancing.com/policies/
What are the details of your warranty?
Our service and support warranty is 2 years from the purchase date of a system, unless otherwise noted. This warranty covers all defects in hardware and workmanship, except for those resulting from accidental or intentional damage, overclocking, or natural damage, such as a lightning strike, fire, flood, etc.
Our warranty has two phases of coverage – first of all, if the issue can be fixed remotely, you can submit a support ticket, and we will try to fix it over the phone, video chat, or TeamViewer, or some combination of those three methods. If you are still experiencing issues, and diagnostics reveal that the issue is not easily fixable remotely, you can submit an RMA request, and ship the system back to us for further diagnosis, repair, and/or replacement.
Our official statement of warranty can be found by clicking here: https://gamingcomputerfinancing.com/policies/ . Our support request form can be found by clicking here: https://gamingcomputerfinancing.com/get-support
Still need help? Send us a note!
For any other questions, please write us at email@example.com or call or text 513-999-9760